Membership Information - Benefits & Advantages

Credit Audit Verification and Restoration
Included in your membership is representation by an affiliated attorney to challenge the 3 major national credit bureaus and force the removal of derogatory information from your credit report.

As a special member benefit, only extended to TCRA Members in good standing, our affiliated attorneys will aggressively represent you with NO up front fees nor ongoing monthly fees. Your total legal fees are only $5 per deleted or corrected item per credit report; billed and paid directly to your attorney as a "correction fee"- payable ONLY AFTER YOU ARE NOTIFIED BY THE CREDIT BUREAUS OF YOUR RESULTS.

Free Legal Advice
Membership includes a membership into our National Law Club, a national network of over 20,000 attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter written on your behalf by one of our plan member attorneys.

Members are encouraged to embrace the legal system and to make consistent use of our highly qualified attorneys who will help them navigate through life's unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs; plus discounted fee schedule, contingency fees, and hourly rates.

Free Tax Advice
Now members can get all of the answers to their most pressing tax questions at no charge. The MY TAX MAN SERVICE offers advice by real tax experts. It gives you the opportunity to make unlimited phone calls and get prompt accurate answers about all your tax concerns... new tax laws, deductions, forms, dependants, capital gains taxes, etc. Did you miss refund opportunities?  HAVE YOUR LAST TWO YEARS TAXES REVIEWED to get a free professional opinion. Guaranteed confidentiality.

$7,500.00 secured Credit Card
As a Member you are automatically approved for a secured credit card to purchase computers and consumer electronics. Of course your positive payment history will be reported monthly to the national credit bureaus further helping you re-establish your credit.

Second Chance Checking Account
If you are unable to open a checking account due to poor credit or a derogatory listing in ChexSystems we can help. Your assigned attorney will represent you against ChexSystems and force the removal of your name from their list. We also can direct you to a bank or credit union in your area that does not use ChexSystems verification. Additionally, Members have access to an internet bank that will open a checking account for our members. Funds are FDIC insured up to $100,000. (Debit card is included with the account.)   

Currency Connection Card with Overdraft Protection
The Currency Cash Card is an ATM/debt card giving you access to your own personal bank account. Funds are maintained at an FDIC insured account at Republic Bank & Trust Company. It's better that a traditional bank account as there is NO CREDIT VERIFICATION - NO CHECKS TO BOUNCE with up to a $400 OVERDRAFT PRIVILEGE. Use your Currency Cash Card to accept deposits, make withdrawals or make purchases. Members will receive a monthly bank statement to verify account activity.             

FREE Credit Card Search Service
Conduct an online data base search of all of the banks in the US that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee to have you approved for a minimum of two new credit lines.

Personal Finance Coach
Members are extended unlimited use of a LIFELINES Personal Finance Coach. In addition to helping with your family budget or Big Picture financial planning your Personal Coach will discuss a variety of topics like...

Do I buy or lease a car?  Which card should I pay off first? What will I need to (1) retire or (2) send my kid to college? Is term, universal or whole life best for me? Your Personal Coach is highly qualified to help you focus on your issue and/or identify helpful resources. Your coach WILL NOT sell you financial products or services. Coaches provide undivided attention, objective information and guidance.

IRS Defense
We have entered into an alliance with an organization whose principle has 10 years experience as an IRS agent and is now a consumer advocate that is certified to represent consumers against the IRS. Members receive one free hour of telephone consultation. If additional assistance is required members receive discounts.

Discounted Health Benefits Program
Until now 80% of our Members did not have a discount plan to cover their family for: Dental and Chiropractic care, Prescription drugs, Eye care (Glasses or Contacts), Laser Vision Correction, Durable Medical Equipment, and discounted access to Hospitals, Physicians, Surgeons, Radiology, Clinical, Laboratory, and Specialists. Members receive this coverage for their entire household and may save more on healthcare than the entire cost of their membership.

Credit Reference Service
We provide a written credit reference at anytime for current valid members.

Guaranteed a Computer
Members are pre-approved for financing of a computer.

Mortgage Reduction
Members save thousands of dollars and cut years off their mortgage by employing the strategies of the endorsed mortgage reduction plan.

Information and Education
TCRA offers its members a number of free and reduced cost materials covering a variety of subjects. Including 2 online personal finance courses and a 306 page, formatted for three ring binders, 26 chapter college level course on personal finance for non business majors.

See Also:
More About TCRA | Credit Repair Insight | Proven Results | Contacting TCRA
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